Dr Isaac Koomson

Postdoctoral Research Fellow - UNE Business School

Isaac Koomson

Phone: +61 2 6773 3559

Email: ikoomso2@une.edu.au


Isaac Koomson is a multi-disciplinary researcher with interests in Development Economics, Finance and Small Business and Entreprenurship. He has currently added Agricultural Economics to his areas of interest.

Isaac has close to a decade of teaching experience at the tertiary level. He lectured in the university of Cape Coast, Ghana and proceeded to the University of Professional Studies, Accra (UPSA), Ghana. He is currently the Lead Economist/Consultant for the Network for Socioeconomic Research and Advancement (NESRA), Accra, Ghana.

He has consulted for the World Bank and the United Nations University Institute for Natural Resources in Africa (UNU-INRA) and other organisations.


PhD (Applied Econometrics), UNE; MPhil (Economics) UCC, Ghana.


Chancellor’s Doctoral Research Medal (12/03/2020)

D H Drummond Thesis Prize in Economic Studies (2020)

Teaching Areas

Undergraduate Level

QM161: Business Statistics

ECON101: Introductory Microeconomics

QM162/QM262: Introduction to Business Analytics

QM367: Analytics for Business Research

ECON376: Applied Econometrics

Graduate Level

ECON576: Applied Econometrics

Research Interests

  • Development Economics
  • Microfinance
  • Behavioural Economics
  • Small Business
  • Financial Economics

Ongoing research includes

  • Increasing the impact of financial literacy training programmes on household consumption by empowering women
  • The role of financial literacy in households’ asset accumulation process
  • Gender heterogeneity in savings in Ghana: An Oaxaca-Blinder decomposition.
  • Achieving SDG3 through financial inclusion: Empirics from Ghana



Lahai, J. I., & Koomson, I. (2020). State Fragility and Resilience in Sub-Saharan African: Indicators and Interventions. Routledge. https://www.taylorfrancis.com/books/9780367853846

Book Chapter

Peprah, J. A., Afoakwah, C., & Koomson, I. (2020). Analysis of Crop Yield Volatility Among Smallholder Farmers in Ghana. In Inclusive Green Growth (pp. 69-89). Springer, Cham.

Bukari, C., & Koomson, I. (2020). Adoption of Mobile Money for Healthcare Utilization and Spending in Rural Ghana. In Moving from the Millennium to the Sustainable Development Goals (pp. 37-60). Palgrave Macmillan, Singapore. https://doi.org/10.1007/978-981-15-1556-9_3

Koomson, I., & Ibrahim, M. (2018). Financial Inclusion and Growth of Non-farm Enterprises in Ghana. In Financing Sustainable Development in Africa (pp. 369-396). Palgrave Macmillan, Cham. Doi: https://doi.org/10.1007/978-3-319-78843-2_14

Peprah, J. A., & Koomson, I. (2014). Economic Drivers of Domestic Violence among Women: A Case Study of Ghana. Globalization and Governance in the International Political Economy, 166.  DOI: https://doi.org/10.4018/978-1-4666-4639-1.ch013

Journal Articles

Koomson, I., Villano, R. A., & Hadley, D. (2020). Effect of Financial Inclusion on Poverty and Vulnerability to Poverty: Evidence Using a Multidimensional Measure of Financial Inclusion. Social Indicators Research, 1-27. DOI: https://doi.org/10.1007/s11205-019-02263-0

Koomson, I., Villano R. A., & Hadley, D. (2019). Intensifying financial inclusion through the provision of financial literacy training: a gendered perspective, Applied Economics, DOI: https://doi.org/10.1080/00036846.2019.1645943

Abdul-Mumuni, A., & Koomson, I. (2019). Household remittance inflows and child education in Ghana: Exploring the gender and locational dimensions. Journal of Economic Research, 24(2), 197-222.

Kotey, B. & Koomson, I. (2019). Firm size differences in financial returns from flexible work arrangements (FWAs). Small Business Economics DOI: https://doi.org/10.1007/s11187-019-00201-5

Koomson, I., & Peprah, J. A. (2018). Multiple borrowing, over-indebtedness, and the microcredit addiction syndrome: evidence from some African countries. Africagrowth Agenda, 15(Apr/Jun 2018), 4-8.

Nunoo, J., Darfor, K. N., Koomson, I., & Arthur, A. (2018). Employment security and workers’ moonlighting behaviour in Ghana. Journal of Economic Studies, 45(1), 144-155. DOI: https://doi.org/10.1108/JES-04-2016-0074

Asongu, S. A., Koomson, I., & Tchamyou, V. S. (2017). Financial globalisation uncertainty/instability is good for financial development. Research in International Business and Finance, 41, 280-291.  DOI: https://doi.org/10.1016/j.ribaf.2017.04.042

Koomson, I., Annim, S. K., & Peprah, J. A. (2016). Loan refusal, household income and savings in Ghana: a dominance analysis approach. African Journal of Economic and Sustainable Development, 5(2), 172-191.  DOI: https://doi.org/10.1504/AJESD.2016.076095

Koomson, I. & Asongu, S. A. (2016). Relative Contribution of Child Labour to Household Farm and Non-Farm Income in Ghana: Simulation with Child's Education. African Development Review, 28: 104–115.DOI: https://doi.org/10.1111/1467-8268.12170

Nunoo, J., Koomson, I., & Orkoh, E. (2015). Household Deficiency in Demand for Water: Do Water Source and Travel Time Matter? Global Social Welfare, 1-9.  DOI: https://doi.org/10.1186/s40497-015-0017-8

Peprah, J., Afoakwah, C., & Koomson, I. (2015). Savings, Entrepreneurial Trait and Self-Employment: Evidence from Selected Ghanaian Universities. Journal of Global Entrepreneurship Research, 5(1), 1.  DOI: https://doi.org/10.1186/s40497-015-0017-8


Australasian Agricultural and Resource Economics Society (AARES)

African Finance and Economic Association (AFEA)

Consultancy Interests


May — June 2018

Researcher (three-member team) on the UNE/BUPA Health System Project which assessed students' access to the Australian Health System for the UNE International Office.

Aug. 2017 —

Dec. 2017

Academic Data Analyst (student Moodle logs) on the Higher Education and Partnerships Program (HEPPP) project for the Academic Quality and Analytics Unit (AQUA) at the University of New England, Australia.

Oct. 2016 —

Sep 2017

World Bank consultant for the Agriculture Public Expenditure Review - Lite Tool (AgPER Lite) for Ghana’s Ministry of Food and Agriculture.

Nov. 2015 —

Jan. 2016

Econometrician and Data Analyst for a World Bank funded project on Assessing the Impact of the Untrained Teacher Diploma in Basic Education (UTDBE) programme which was undertaken by Associates for Change (AFC) in Accra, Ghana.

Nov. 2015

(16th to 19th)

Data Analyst for a Review of Ghana’s 2016 Education Sector Budget (for Associates for Change — AFC) which was presented in the main chamber of the Parliament House of Ghana on 19th November, 2015.

Aug. 2015 —

Feb. 2016

Part of a three-member consulting team for the United Nations University Institute for Natural Resources in Africa (UNU-INRA) that worked on “Crop yield volatility among small holder farmers in Ghana”.