Mr Isaac Koomson

PhD Candidate (Applied Econometrics) - UNE Business School

Isaac Koomson

Phone: +61 2 6773 3559



Isaac Koomson is a PhD Candidate (Applied Econometrics) in the UNE Business School, University of New England, Australia and also holds an MPhil (Economics) Degree from University of Cape Coast, Ghana.

Mr. Koomson has close to a decade of teaching experience, with graduate level teaching starting from 2011 to date. He lectured in the university of Cape Coast, Ghana and proceeded to the University of Professional Studies, Accra (UPSA), Ghana before his PhD Candidature. He is currently the Lead Economist/Consultant for the Network for Socioeconomic Research and Advancement (NESRA), Accra, Ghana.

His interest in Applied Econometrics, coupled with research interest in Microfinance, Managerial Economics, Finance and Development Economics, has resulted in the publication of a number of research papers that can be found in refereed journals. He has currently added Agricultural Economics to his areas of interest.

He has consulted for the World Bank and the United Nations University Institute for Natural Resources in Africa (UNU-INRA) and other organisations.



Teaching Areas

Research Interests

  • Development Economics
  • Microfinance
  • Behavioural Economics
  • Small Business
  • Financial Economics

Ongoing research includes

  • Increasing the impact of financial literacy training programmes on household consumption by empowering women
  • Intensifying financial inclusion through the provision of financial literacy training: a gendered perspective
  • The role of financial literacy in households’ asset accumulation process
  • Gender heterogeneity in savings in Ghana: An Oaxaca-Blinder decomposition.
  • Achieving SDG3 through financial inclusion: Empirics from Ghana


Research Supervision Experience


Book Chapter

Koomson, I., & Ibrahim, M. (2018). Financial Inclusion and Growth of Non-farm Enterprises in Ghana. In Financing Sustainable Development in Africa (pp. 369-396). Palgrave Macmillan, Cham. Doi:

Peprah, J. A., & Koomson, I. (2014). Economic Drivers of Domestic Violence among Women: A Case Study of Ghana. Globalization and Governance in the International Political Economy, 166.  DOI:

Journal Articles

Koomson, I., Villano R. A., & Hadley, D. (2019). Intensifying financial inclusion through the provision of financial literacy training: a gendered perspective, Applied Economics, DOI:

Abdul-Mumuni, A., & Koomson, I. (2019). Household remittance inflows and child education in Ghana: Exploring the gender and locational dimensions. Journal of Economic Research, 24(2), 197-222.

Kotey, B. & Koomson, I. (2019). Firm size differences in financial returns from flexible work arrangements (FWAs). Small Bus Econ DOI:

Koomson, I., & Peprah, J. A. (2018). Multiple borrowing, over-indebtedness, and the microcredit addiction syndrome: evidence from some African countries. Africagrowth Agenda, 15(Apr/Jun 2018), 4-8.

Nunoo, J., Darfor, K. N., Koomson, I., & Arthur, A. (2018). Employment security and workers’ moonlighting behaviour in Ghana. Journal of Economic Studies, 45(1), 144-155. DOI:

Asongu, S. A., Koomson, I., & Tchamyou, V. S. (2017). Financial globalisation uncertainty/instability is good for financial development. Research in International Business and Finance, 41, 280-291.  DOI:

Koomson, I., Annim, S. K., & Peprah, J. A. (2016). Loan refusal, household income and savings in Ghana: a dominance analysis approach. African Journal of Economic and Sustainable Development, 5(2), 172-191.  DOI:

Koomson, I. & Asongu, S. A. (2016). Relative Contribution of Child Labour to Household Farm and Non-Farm Income in Ghana: Simulation with Child's Education. African Development Review, 28: 104–115.DOI:

Nunoo, J., Koomson, I., & Orkoh, E. (2015). Household Deficiency in Demand for Water: Do Water Source and Travel Time Matter? Global Social Welfare, 1-9.  DOI:

Peprah, J. A., & Koomson, I. (2015). Capital and Credit Sources and Household Non-Farm Income in Ghana. Journal of Arts and Social Sciences, 3(1). index.php?journal=jass&page=article&op=view&path[]=65

Peprah, J., Afoakwah, C., & Koomson, I. (2015). Savings, Entrepreneurial Trait and Self-Employment: Evidence from Selected Ghanaian Universities. Journal of Global Entrepreneurship Research, 5(1), 1.  DOI:

Clinical Skills and Experience


Consultancy Interests


May — June 2018

Researcher (three-member team) on the UNE/BUPA Health System Project which assessed students' access to the Australian Health System for the UNE International Office.

Aug. 2017 —

Dec. 2017

Academic Data Analyst (student Moodle logs) on the Higher Education and Partnerships Program (HEPPP) project for the Academic Quality and Analytics Unit (AQUA) at the University of New England, Australia.

Oct. 2016 —

Sep 2017

World Bank consultant for the Agriculture Public Expenditure Review - Lite Tool (AgPER Lite) for Ghana’s Ministry of Food and Agriculture.

Nov. 2015 —

Jan. 2016

Econometrician and Data Analyst for a World Bank funded project on Assessing the Impact of the Untrained Teacher Diploma in Basic Education (UTDBE) programme which was undertaken by Associates for Change (AFC) in Accra, Ghana.

Nov. 2015

(16th to 19th)

Data Analyst for a Review of Ghana’s 2016 Education Sector Budget (for Associates for Change — AFC) which was presented in the main chamber of the Parliament House of Ghana on 19th November, 2015.

Aug. 2015 —

Feb. 2016

Part of a three-member consulting team for the United Nations University Institute for Natural Resources in Africa (UNU-INRA) that worked on “Crop yield volatility among small holder farmers in Ghana”.

Community and Advocacy Organisation Collaborations

Related Links

Further Information